Products > Individual > Life
Tolbert & Associates, in partnership with Bolder Investment Group, works with many top-rated Life Insurance carriers providing Whole Life, Universal Life, Variable Universal Life and Term Life insurance. All types of life insurance are designed to pay a monetary death benefit upon the death of the policy holder.
Whole Life insurance builds cash value and, in some cases, pays dividends. The premiums are fixed for the entire term of the policy.
Term Life insurance is the most affordable type of life insurance available and provides death benefit for a fixed period of years, usually 10, 15, 20, or 30 years. Both Whole Life and Term Life insurance usually have fixed monthly premiums. There is no cash value associated with a Term Life policy.
Universal Life insurance builds cash value with flexible monthly premiums. Universal Life you can change the monthly premium and corresponding death benefit as your financial situation changes.
Variable Universal Life insurance invests the cash value of your policy in stocks and bonds so the death benefit is dependent on market performance.
Tolbert & Associates and Bolder Investment Group are very knowledgeable about Life Insurance and can customize a life insurance program for you. Please contact us today for more information.